What is an IRA?
A self directed IRA is a personal savings plan that gives you tax advantages for setting aside money for retirement. Provided you meet certain Self Directed IRA rules and income guidelines, this traditional IRA allows you to deduct your contribution in the tax year it is made, and investment earnings accumulate tax deferred. Upon reaching retirement age (59½ years old), distributions are treated as ordinary income. If you take a distribution before reaching retirement age, you will incur a 10% penalty as well as federal and state income taxes. You must begin taking distributions at age 70½.
Latest Webinars
Q&A with STC
Join us for a webinar focused on answering YOUR questions about self-directed retirement accounts. We'll have a brief overview of self-direction and then we'll answer all your questions.
You can now send us your questions in advance. When you register for the webinar simply type your questions in the Questions & Comments box. We'll answer all the questions we receive in advance and any asked during the live webinar.
You can learn more about the types of investments that are available with a self-directed account, how the setup of your account is completed and how you go about making an investment. You'll also learn some sophisticated ways of maximizing your flexibility with an STC account.
Now's your opportunity to learn how you can best utilize a self-directed retirement account with STC to grow your retirement wealth.